by: ARA

Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?
Many people find it easy to stay with the same company for years, but fail to realize they have the potential to save hundreds of dollars each year by comparing quotes from multiple companies. You should shop around at least twice a year to see if you are getting the best deal possible.
Below are five other great reasons to shop around:

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Allstate ranks as the worst insurer for consumers, according to a comprehensive investigation of thousands of legal documents and financial filings by the American Association for Justice, a trial lawyers' group.

The group said it based its rankings on what it found to be "a distinct pattern of insurance industry greed" among 10 companies that do everything possible to avoid paying claims, employ hardball tactics against policyholders, reward executives with extravagant salaries, and raise premiums to maximize profits.

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EPLI Insurance - Employment Practices Insurance is a liability policy that protects and defends your business and employees ( and your 3rd party contractors) from lawsuits for alleged sexual harassment, alleged discrimination based on age, sex, gender, wrongful termination and disabilities. The coverage also extends to lawsuits brought against you under the ADA, American Disabilities Act.

The number of employment practice cases and the average award in CA, has risen dramatically the past 10 years so we recommend you take action.

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As the Wall Street crisis unfolds, insurance policy holders might be asking themselves if the premiums they are paying for their coverage are going to do what are supposed to do: protect them from risk.

The better question may be what type of risk policy holders would face if they stopped paying those premiums.
"Insurance is a good bet," says Mike Barry, vice president of media relations at Insurance Information Institute, a group that provides information on the insurance industry. "For the premiums you pay for the coverage you receive, it remains a very cost effective feature."

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Sincerely,

McDonough & Keegan Insurance Agency, Inc.