Americans are facing an attack on their personal and financial privacy unlike that seen by any prior generation.
Shielding your private financial information with no risk of a breakdown may be impossible these days. But its critical to understand how your privacy can be compromised and the consequences of such a breach -- and take a few simple steps to, if nothing else, better the odds in your favor.

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The U.S. Court of Appeals for the First Circuit in Boston has ruled that supervisors may not be held individually liable for violations of Title VII of the Civil Rights Act of 1964. Fantini v. Salem State College, No. 07-2026 (1st Cir. Feb. 23, 2009). Title VII prohibits employment discrimination based on race, color, religion, sex, or national origin.

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You fall asleep at the wheel when driving home and cause an accident that seriously injures several people. You've been meaning to fix the deck in your backyard, but a guest walks over it and falls through. In these cases, the injured parties may sue you for amounts above one million US dollars (USD).

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1. Everyone lives in a flood zone. You don't need to live near water to be flooded.
Floods are caused by storms, melting snow, hurricanes, and water backup due to inadequate or overloaded drainage systems, dam or levee failure, etc.

2. Flood damage is not covered by homeowner's policies.
You can protect your home, business, and belongings with flood insurance from the National Flood Insurance Program (NFIP). You can insure your home with flood insurance for up to $250,000 for the building and $100,000 for building's contents.

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Sincerely,

McDonough & Keegan Insurance Agency, Inc.