The National Association of Insurance Commissioners (NAIC) is advising consumers the National Flood Insurance Program (NFIP) will cease issuing new policies or renewing policies to cover flood damage, following the expiration of the program's federal authorization at midnight March 28, 2010. Congress would act no sooner on this legislation until it returns to session on April 12.

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It was bound to happen. But I didn't think it would happen to my friend Scott - my only friend who is an ex-Marine and who comes complete with the tats, Harley and really scary sunglasses. He's not exactly Switzerland, with friends, over a pitcher of 'ritas and a bowl of guac. But the Monday after the health care vote, he kept his head down and mouth shut while two colleagues went at it in the hall right outside his office. Lines were drawn very loudly and personal insults hurled from behind political positions. Surrounded by all that commotion, Scott stealthily e-mailed me this message: "Please! Write something now about how to handle political battles at work!

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Congratulations on your teen's acceptance to college! It was a long road through high school, and now that the college application season is over and done with and you know where he or she is going for the next four (or five?) years, there are some housekeeping details you need to take care of. One of them is auto insurance.

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Connecticut Attorney General Richard Blumenthal is heralding recommendations of a state commission that would crackdown on companies that illegally misclassify employees as independent contractors, and dramatically raise fines for misclassification.

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Sincerely,

McDonough & Keegan Insurance Agency, Inc.